If you work hard for your excellent credit score and higher net worth, why not take advantage of the most exclusive credit cards available? Reserved for individuals with great credit who can afford to spend more than the average household, high-end cards offer perks that make you feel like a VIP.
The most exclusive credit cards come with a high credit limit (if any) and personalized service. Some were created for personal use, while others are business or corporate cards[1]. Regardless of the top-tier card you're considering, you'll find that exceptional service comes with a steep annual fee. Fortunately, the perks and bonuses available usually offset the fee, potentially making it worth your while to invest in one of these cards.
Some of the more exclusive cards are invitation-only, however, making them highly-coveted. While we can't get you on the list for the most exclusive ones, we can at least show you what's available.
Intro BonusN/A
APRN/A
Recommended Credit N/A
- 1.5x points on all purchases of more than $5,000
- Earn 1 Membership Rewards point per dollar spent
Annual FeeN/A
Intro Purchase APRN/A
- 1.5x points on all purchases of more than $5,000
- Earn 1 Membership Rewards point per dollar spent
The most exclusive credit card of all, it's known among credit card enthusiasts as "The Black Card." You may have seen this card in music videos or flashed by certain celebrities. It's only available to a very small club of individuals who reportedly spend at least $250,000 per year.
The Centurion® card has an air of mystery around it — there's not much public information about its perks or features. However, the stories of what Black Card concierges are willing to